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MCC 3865 — Quintessa Hotel

Assigned to Quintessa Hotel for lodging transactions and hospitality services.

MCC Code

3865

Industry

Hospitality

Risk Level

Low

Overview

MCC 3865 is the merchant category code assigned to Quintessa Hotel, used to classify point-of-sale transactions for hotel stays and related hospitality services. When a cardholder books or pays at Quintessa Hotel, the transaction is tagged with this code.

Transaction Profile

Pre-authorization holds, multi-night stays, incidental charges, room service, resort fees, late checkout fees

Card Network Notes

MCC 3865 is within the hotel/lodging range (3501–3999), assigned to Quintessa Hotel. Recognized by Visa, Mastercard, and other major networks.

Risk & Compliance

Hotel and lodging transactions under MCC 3865 carry typical hospitality risks, including chargebacks related to no-show disputes, room rate discrepancies, incidental charges, and cancellation policy disagreements. Acquirers should apply standard hotel monitoring protocols for Quintessa Hotel transactions.

Common Merchants

Quintessa Hotel front desk, Quintessa Hotel website, Quintessa Hotel mobile app, travel agencies booking Quintessa Hotel

Transaction Profile

Pre-authorization holds, multi-night stays, incidental charges, room service, resort fees, late checkout fees

Card Network Notes

MCC 3865 is within the hotel/lodging range (3501–3999), assigned to Quintessa Hotel. Recognized by Visa, Mastercard, and other major networks.

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