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MCC 3864 — Itoen Hotel

Assigned to Itoen Hotel for lodging transactions and hospitality services.

MCC Code

3864

Industry

Hospitality

Risk Level

Low

Overview

MCC 3864 is the merchant category code assigned to Itoen Hotel, used to classify point-of-sale transactions for hotel stays and related hospitality services. When a cardholder books or pays at Itoen Hotel, the transaction is tagged with this code.

Transaction Profile

Pre-authorization holds, multi-night stays, incidental charges, room service, resort fees, late checkout fees

Card Network Notes

MCC 3864 is within the hotel/lodging range (3501–3999), assigned to Itoen Hotel. Recognized by Visa, Mastercard, and other major networks.

Risk & Compliance

Hotel and lodging transactions under MCC 3864 carry typical hospitality risks, including chargebacks related to no-show disputes, room rate discrepancies, incidental charges, and cancellation policy disagreements. Acquirers should apply standard hotel monitoring protocols for Itoen Hotel transactions.

Common Merchants

Itoen Hotel front desk, Itoen Hotel website, Itoen Hotel mobile app, travel agencies booking Itoen Hotel

Transaction Profile

Pre-authorization holds, multi-night stays, incidental charges, room service, resort fees, late checkout fees

Card Network Notes

MCC 3864 is within the hotel/lodging range (3501–3999), assigned to Itoen Hotel. Recognized by Visa, Mastercard, and other major networks.

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