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MCC 3854 — JHAT

Assigned to JHAT for lodging transactions and hospitality services.

MCC Code

3854

Industry

Hospitality

Risk Level

Low

Overview

MCC 3854 is the merchant category code assigned to JHAT, used to classify point-of-sale transactions for hotel stays and related hospitality services. When a cardholder books or pays at JHAT, the transaction is tagged with this code.

Transaction Profile

Pre-authorization holds, multi-night stays, incidental charges, room service, resort fees, late checkout fees

Card Network Notes

MCC 3854 is within the hotel/lodging range (3501–3999), assigned to JHAT. Recognized by Visa, Mastercard, and other major networks.

Risk & Compliance

Hotel and lodging transactions under MCC 3854 carry typical hospitality risks, including chargebacks related to no-show disputes, room rate discrepancies, incidental charges, and cancellation policy disagreements. Acquirers should apply standard hotel monitoring protocols for JHAT transactions.

Common Merchants

JHAT front desk, JHAT website, JHAT mobile app, travel agencies booking JHAT

Transaction Profile

Pre-authorization holds, multi-night stays, incidental charges, room service, resort fees, late checkout fees

Card Network Notes

MCC 3854 is within the hotel/lodging range (3501–3999), assigned to JHAT. Recognized by Visa, Mastercard, and other major networks.

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