Overview
MCC 3521 is assigned to Royal Lahaina Resorts. This code identifies purchases made through the hotel’s reservation systems, property management platforms, and on-site services. Transactions include room bookings, minibar charges, spa services, and ancillary hospitality products sold by the property.
Transaction Profile
Pre-authorization holds, multi-night stays, incidental charges, room service, resort fees, late checkout fees
Card Network Notes
Visa and Mastercard classify MCC 3521 under the Hotels/Motels/Resorts range (3501–3999). This code is specific to Royal Lahaina Resorts and may appear on cardholder statements under the property’s trading name.
Risk & Compliance
Hotel and lodging transactions under MCC 3521 carry typical hospitality risks, including chargebacks related to no-show disputes, room rate discrepancies, incidental charges, and cancellation policy disagreements. Acquirers should apply standard hotel monitoring protocols for Crest Hotels transactions.