Overview
MCC 3409 is the merchant category code assigned to General Rent-A-Car, used to identify point-of-sale transactions for vehicle rentals and associated services. When a cardholder rents a vehicle from General Rent-A-Car, the transaction is classified under this code.
Transaction Profile
Variable-amount authorization holds, multi-day rentals, insurance add-ons, fuel surcharges, mileage fees
Card Network Notes
MCC 3409 is within the car rental range (3351–3500), assigned to General Rent-A-Car. Recognized by Visa, Mastercard, and other major networks.
Risk & Compliance
Vehicle rental transactions under MCC 3409 carry typical rental industry risks, including chargebacks related to damage disputes, fuel charges, extended rental periods, and insurance disagreements. Acquirers should apply standard car rental monitoring protocols for General Rent-A-Car transactions.