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MCC 3169 — Riyadh Air

Assigned exclusively to Riyadh Air for processing airline ticket purchases, ancillary fees, and in-flight services.

MCC Code

3169

Industry

Airlines & Air Travel

Risk Level

Medium

Overview

MCC 3169 is the brand-specific merchant category code assigned to Riyadh Air. All card transactions processed directly by Riyadh Air for flight bookings, ancillary services, upgrades, and in-flight purchases are classified under this code. Acquirers and payment processors use MCC 3169 to route Riyadh Air transactions through airline-specific interchange categories and to apply travel-related fraud screening rules.

Transaction Profile

Mid to high value, advance purchase dominant, predominantly CNP for online booking, card-present at airport counters and in-flight, ancillary charges (baggage, seat selection, upgrades), multi-currency

Card Network Notes

Visa and Mastercard assign brand-specific MCCs to major airlines for interchange optimisation and rewards programme targeting. Airline transactions are eligible for travel-specific interchange categories. MCC 3169 is within the airline range (3000–3299), assigned to Riyadh Air.

Risk & Compliance

Airlines are classified as medium risk due to the advance-purchase nature of ticket sales and the exposure to flight cancellations, schedule changes, and service disputes. Chargebacks can spike during operational disruptions. Acquirers must monitor for excessive refund volumes and ensure compliance with IATA settlement rules where applicable.

Common Merchants

Riyadh Air

Transaction Profile

Mid to high value, advance purchase dominant, predominantly CNP for online booking, card-present at airport counters and in-flight, ancillary charges (baggage, seat selection, upgrades), multi-currency

Card Network Notes

Visa and Mastercard assign brand-specific MCCs to major airlines for interchange optimisation and rewards programme targeting. Airline transactions are eligible for travel-specific interchange categories. MCC 3169 is within the airline range (3000–3299), assigned to Riyadh Air.

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