Overview
MCC 3099 is the merchant category code assigned to Cathay Pacific, used to classify point-of-sale transactions for airline ticket purchases and related air travel services. When a cardholder buys a flight from Cathay Pacific, the transaction is tagged with this code for processing and reporting.
Transaction Profile
Single high-value purchases, advance bookings, refundable and non-refundable fares, ancillary fees, upgrades
Card Network Notes
MCC 3099 is within the airline-specific range (3000–3299), assigned to Cathay Pacific. Recognized by Visa, Mastercard, and other major networks.
Risk & Compliance
Airline transactions under MCC 3099 carry typical travel industry risks, including chargebacks from flight cancellations, booking disputes, and refund processing delays. Acquirers and issuers should apply standard airline monitoring and chargeback management protocols for Cathay Pacific transactions.